OpenAI API 儲值有一年使用期限

昨天晚上在 Colab 上調用 OpenAI API 分析財報資料時出現 Error code 419 錯誤 (insufficient_quota), 意思是我的儲值餘額已經見底了 :

RateLimitError: Error code: 429 - {'error': {'message': 'You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.', 'type': 'insufficient_quota', 'param': None, 'code': 'insufficient_quota'}}

咦, 我 9 月底測試 LangChain 時還剩下 9.18 美元啊! 

原以為 API Key 被盜用, 但查詢 Usage 並未發現此狀況 : 

於是我到 OpenAI Help 頁面去詢問 AI 客服 : 

"Did the pay-as-you-go have expiration date?"

它的回答是肯定的 :

"For pay-as-you-go API credits, any purchased credits are valid for one year from the date of purchase. After one year, any unused credit will expire and is non-refundable. For example, if you paid $10 for credits on September 16, 2024, those credits would expire on September 16, 2025. If your credits are shown as expiring on October 1, 2025, that might reflect either a small timing discrepancy or a later purchase/adjustment—typically, credits expire exactly one year after purchase.

So yes, pay-as-you-go credits do have an expiration date: 12 months after you buy them."

早知道的話, 九月底之前就應該狂用給它花掉才對啊! 9 美元就這樣被沒收了.